Canada’s Quickest 
Business Lines of Credit

Fast, easy lines of credit for your business, pre-approved in as little as 2 hours.

Pre-Qualify in One Simple Step

Checking your eligibility will not affect your credit score. By continuing with this form, you agree to our Privacy Policy and consent to TerraFlow Capital contacting you by phone, email, or SMS to discuss your business’s eligibility.

Funding Tailored To Your Business

We provide world-class, custom funding solutions to Canadian businesses.

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96% of Loan Applications 
Approved in Just a Few Steps...

Complete your application quickly and easily online.

Apply Online

1

Present 3-6 months' worth of business bank statements.

Submit Documents

2

Get pre-approved in 2 hours, funds sent directly to your account.

Received Funds

3

Get Funded

TerraFlow Capital 
Exclusive Funding Programs

Access cash fast to cover daily expenses.

Cash Advance

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Turn unpaid invoices into immediate capital.

Invoice Funding

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Leverage business assets to secure funding.

Asset Lending

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Purchase new equipment for business operations.

Equipment Financing

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Access Business Funding When You Need It

Complete a quick form and get cash in your account in as little as 6 hours. We’ve helped 1000's of Canadian businesses.

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Collateral Required

with up to 24 month terms

0

%

Collateral Required

with up to 24 month terms

0

%

Access Quick 
Lines of Credit

Success in business often comes down to timing, and having a revolving line of credit ensures you never have to pass on a prime opportunity. While traditional loans provide a one-time injection of cash, our credit facilities are designed for the modern entrepreneur who needs ongoing agility. We provide a safety net that scales with you, offering a level of financial freedom that breathes life into your business plans and keeps your momentum steady.

Our approach to lending is built around the reality of fluctuating cash flow. By securing a line of credit, you gain the ability to draw exactly what you need to cover operational expenses or bridge the gap between invoices, without the pressure of managing a large, static debt. You only pay for the funding you actually use, and as you repay your balance, your available limit replenishes automatically, providing a permanent tool for your business toolkit.

Securing your access to these funds is entirely worry-free, with a streamlined process that has no impact on your credit score. We view ourselves as more than just a source of financing; we are allies in your journey, helping you strengthen your business’s creditworthiness with every timely repayment. Let’s empower your vision with a flexible solution that ensures you always have the support you need, exactly when it counts.

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TerraFlow Capital 
Recently Funded Clients

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